Cyprus Permanent Residence Investment Routes And Due Diligence

Cyprus Regulation 6(2) is often described as a EUR 300,000 property route, but the current policy is broader. It includes new residential property, other real estate, Cyprus company share capital, and Cyprus collective investment fund units.

For the full route, start with the main Cyprus permanent residence guide. For filing and monitoring, use the timeline and documents guide.

Route Summary

Route	Minimum	Main Due Diligence
New residential property	EUR 300,000 plus VAT	First sale, developer, title/sale contract, payment proof, VAT, delivery, suitability
Other real estate	EUR 300,000	Asset type, resale, title, leases, use, liquidity, tax, maintenance
Cyprus company share capital	EUR 300,000	Physical presence, operations, 5 employees, corporate records, governance, tax
Cyprus investment fund	EUR 300,000	Fund type, CySEC setup, memorandum, assets in Cyprus, liquidity, custody, fees

Residential Property

The residential route covers a house or apartment purchased from a development company as a first sale, with market value of at least EUR 300,000 plus VAT.

Key checks:

1. Is it a first sale from a development company?
2. Is the sale contract in the applicant’s and/or spouse’s name and deposited with the Department of Lands and Surveys?
3. Has at least EUR 200,000 excluding VAT been paid before application?
4. Can the funds be traced from abroad and linked to the investment?
5. Does the property suit the size of the family included?
6. What happens if delivery, title deed, VAT, or developer issues arise?

Other Real Estate

The other-real-estate route can include offices, shops, hotels, related developments, or a combination of these. Unlike the house/apartment route, resale can qualify.

This can be commercially useful, but it brings different risks: tenant risk, licensing, maintenance, VAT treatment, resale liquidity, business-use restrictions, and whether the property is a sensible long-term asset if it must be maintained for the permit.

Cyprus Company Share Capital

The company route requires EUR 300,000 in share capital of a Cyprus company that is based and operating in Cyprus, has proven physical presence, and employs at least 5 people.

Due diligence should cover:

Check	Why It Matters
Incorporation and shareholders	Confirms legal identity and ownership
Physical presence	The route requires real Cyprus presence
Employees	At least 5 people must be employed
Business profile	The file needs a clear business profile and objectives
Social insurance evidence	Employee evidence should come from the Social Insurance Services
Governance	Investor rights, dilution, exit, and director duties matter
Tax and accounting	Cyprus company compliance continues after approval

Fund Units

The fund route covers EUR 300,000 in units of a Cyprus Investment Organisation of Collective Investments, including AIF, AIFLNP, or RAIF forms.

The file should include proof of purchased units, payment evidence, CySEC confirmation on setup of the fund, and the fund memorandum or investment fund documentation.

Fund due diligence should cover assets held in Cyprus, redemption rights, fees, custody, manager track record, leverage, valuation, related-party transactions, and what happens if the fund changes strategy or winds down.

Replacement Risk

Cyprus policy is clear on alienation: if the permit holder disposes of or ceases to hold the qualifying investment without immediate replacement by another qualifying investment of equal or greater value, cancellation can follow under Regulation 6.

That makes exit planning part of immigration planning.

Editorial Status

This article was checked against official sources on July 22, 2026. It is informational only and is not immigration, legal, tax, investment, securities, banking, AML, real-estate, corporate, family, or relocation advice.