Andorra Passive Residence

Andorra passive residence is the common planning label for residence without work, especially the residence without lucrative activity category. Current official materials point to tighter 2026 investment and quota rules, so this route should be handled as a regulated residence file, not a casual lifestyle registration.

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Need	Best page
Understand the route	Main guide
Plan investment and documents	Investment and documents
Separate tax, family, and citizenship	Tax, family, and long-term planning

Programme Snapshot

Item	Current Rule
Official route family	Residencia sense treball
Passive subcategory	Residence without lucrative activity
Initial authorization	2 years
First renewal	2 years
Second renewal	3 years
Later renewals	10 years, subject to exceptions
Presence	At least 90 days per calendar year
2026 passive quota	Government announcement describes 200 residence-without-work permits, including 163 without lucrative activity
Investment baseline	Law 2/2026 states EUR 1,000,000 in Andorran assets for residence without lucrative activity
Housing-fund exception	EUR 400,000 where the investment is made in the Housing Fund under applicable rules
Non-remunerated AFA deposit	EUR 50,000 for main applicant and additional amounts for dependants under the 2026 framework

Good Fit

Andorra can fit families with a real Andorra residence plan, conservative tax planning, documented funds, and tolerance for quota and investment-rule changes.

Poor Fit

It is a poor fit for people who want EU or Schengen residence rights, cannot spend meaningful time in Andorra, need local employment, or are treating the investment as a shortcut around housing, banking, compliance, and tax-residence analysis.