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Andorra Passive Residence Guide

Review Andorra residence without work, including 2026 passive residence investment, AFA deposit, quota, presence, tax, family, and renewal rules.

Updated
2026-07-22
Verified
2026-07-22
Next review
2026-10-22

Andorra passive residence is best understood as residence without work, especially the residence without lucrative activity category. It can be attractive for families who genuinely want to spend time in Andorra, but the 2026 rules make it an investment, quota, housing, and tax-planning file.

Use the investment and documents guide before preparing evidence. Use the tax, family, and citizenship guide for long-term planning. The structured route record is Andorra Passive Residence.

Quick Answer

Andorra residence without lucrative activity allows residence without local work activity. Current official sources point to a 90-day annual effective residence requirement, an initial authorization of 2 years, a 2026 passive-residence quota, a EUR 1,000,000 Andorran-asset investment baseline, and a non-remunerated deposit with the Andorran Financial Authority.

Key Facts

ItemCurrent Rule
Route familyResidence without work
Passive categoryResidence without lucrative activity
Minimum annual presenceAt least 90 days in Andorra per calendar year
Initial authorization2 years
First renewal2 years
Second renewal3 years
Later renewals10 years, subject to exceptions
2026 passive quotaGovernment announcement describes 200 residence-without-work permits
Main passive subquota163 residence-without-lucrative-activity permits in the government announcement
Investment baselineEUR 1,000,000 in Andorran assets under Law 2/2026
Housing-fund exceptionEUR 400,000 under applicable Housing Fund rules
AFA depositEUR 50,000 main applicant plus additional dependent amounts under the 2026 framework

Route Fit

Applicant NeedFit
Real Andorra lifestyle planStronger fit
Low-tax residence planningPossible, but tax advice is essential
EU residence rightsPoor fit
Schengen residence cardPoor fit
Local employmentPoor fit for the passive category
Low-capital routePoor fit after 2026 changes

Why Careful Planning Matters

Andorra is small, quota-managed, and housing-sensitive. The government’s 2026 communications explicitly connect immigration controls with sustainable population growth. That makes passive residence different from a large-country investor programme: housing, physical presence, local administration, tax residence, banking, and family life are central to whether the route makes sense.

Editorial Status

This article was checked against official sources on July 22, 2026. It is informational only and is not immigration, legal, tax, property, banking, investment, family, or relocation advice.